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See Exactly Where Your Money Goes — Bank Statement Analyzer

Manually going through a month of bank transactions to figure out where the money actually went is tedious enough that most people never do it. Upload a bank statement PDF and get spending automatically grouped into categories — food, fuel, subscriptions, EMIs, and more — with a plain-language summary.

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What happens to your account numbers

Before anything is sent for analysis, this tool automatically masks long digit sequences (account numbers, card numbers) in your browser. The extracted text box shows exactly what will be analyzed, masked, so you can double-check it before clicking Analyze.

What the categorization is based on

Categories are inferred from transaction descriptions (merchant names, UPI references, narration text), the same way you'd eyeball it yourself, just faster. Statements with vague or coded transaction descriptions will get less precise categorization since there's less to go on.

Frequently Asked Questions

Is my full bank statement sent to a server?

The extracted, masked text is sent to an AI provider to generate the category breakdown, the same as other AI tools on this site. Account and card numbers are masked in your browser before that happens.

Can it detect fraudulent transactions?

No, this is a spending-summary tool, not a fraud detector, it categorizes what's there rather than judging whether a transaction is suspicious.

Does this work with any bank's statement format?

It works with text-based PDF statements from most major banks. A scanned image-based statement (no selectable text) won't extract properly.

What if the masking misses something?

The extracted text box shows you exactly what will be sent before you click Analyze, review it and manually remove anything sensitive it didn't catch.

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