Estimate the future value of a monthly mutual fund SIP. See your total invested amount, estimated returns, and final corpus, with optional inflation adjustment and an annual step-up for increasing your SIP over time.
In the early years, your corpus is mostly just the money you've put in, growth hasn't had much time to compound yet. As the years pass, growth on growth starts contributing a bigger share, which is why projections often look almost flat early on before accelerating later.
Step-up models increasing your monthly SIP by a fixed percentage each year, a realistic pattern as income grows. The inflation-adjusted figure shows what your eventual corpus is actually worth in today's money, often the more meaningful number for a long-term goal like retirement.
No, mutual fund returns are market-linked. The rate you enter is an assumption for illustration, not a promise of future performance.
It increases your monthly SIP by a fixed percentage each year, modeling how your investment might grow alongside rising income.
What your final corpus would be worth in today's purchasing power, after accounting for the inflation rate you enter.
This tool doesn't give investment advice. Running the calculation at a few different rates, conservative to optimistic, gives a more realistic range than relying on one number.